REEI.ca is operated by Terry Capital Inc., a Quebec company based in Montréal. We help people with disabilities and their families get the Disability Tax Credit (DTC) and open a Registered Disability Savings Plan (RDSP). REEI.ca is our French-language service; for service in English, visit our sister site RDSP.ca.
A team of more than 20 advisors and specialists works with you.
Our mission: help people with disabilities achieve financial independence.
in grants obtained through the RDSP by the families we have supported.
Terry grew out of a family story. Two of our co-founders grew up in a home that welcomed people living with disabilities. They saw first-hand that help existed, but that it was hard to access.
Later, when they discovered the RDSP, they found that many eligible families were not using it and were missing out on thousands of dollars in grants.
With Michel-Alexandre Riendeau, they founded Terry as soon as financial institutions accepted electronic signatures, with a simple idea: make the RDSP and the DTC accessible to every family, online and with a real advisor.
Along the way, you will come across the names Terry, REEI.ca, RDSP.ca, MICA and Mackenzie. They are all part of the same process. Here is who does what.
The company. Terry Capital Inc. operates goterry.ca, reei.ca and rdsp.ca and employs the team that works with you.
Our two services, same team: REEI.ca in French (you are here) and RDSP.ca in English.
The financial services firm our RDSP advisors are attached to. That is why your client access goes through the MICA portal (portailmica.com).
The financial institution that holds your RDSP, or another partner institution. Your account statements may carry its name.
It runs the programs: the Canada Revenue Agency for the DTC, and Employment and Social Development Canada for RDSP grants and bonds.
We check your eligibility, help you get Form T2201 completed by your medical practitioner and follow your file until the Canada Revenue Agency makes its decision. The credit can be claimed for past years, up to 10 years back.
Official DTC pageWe open your RDSP and plan your contributions to get the most from Government of Canada grants and bonds: up to $70,000 in grants and $20,000 in bonds.
Official RDSP pageAn approved DTC is also required to open an RDSP and to receive other credits. We help you identify the programs you are entitled to.
Your file is handled by qualified professionals and recognized institutions, from start to finish.
Our advisors are certified with the Autorité des marchés financiers (AMF) and work through MICA Capital Inc., a mutual fund dealer registered in Alberta, British Columbia, New Brunswick, Ontario and Quebec.
Your RDSP is held at Mackenzie Investments or another partner institution, among the institutions authorized to offer the RDSP in Canada.
The DTC is granted by the Canada Revenue Agency. RDSP grants and bonds are paid by the Government of Canada directly into your plan.
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Advisors, social workers, medical coordination and operations support: more than 20 people work on your file.
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Talk to a qualified advisor to find out what you are eligible for.
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